Besides Retirement Planning, Steve loves dogs, kids, the Lord and his wife, just not necessarily in that order.

He is very dedicated to his work helping people plan for retirement. When not meeting with clients, he is constantly studying and doing continuing education to stay ahead in the field he loves. He has been very active in his church. In the summertime you may reach him while he is eagerly exploring and using various types of watercraft at his second home.

More About How Steve Approaches Retirement Planning

I am a proud graduate of The Ohio State University who never stopped learning.  After building a successful business in the construction field, I found my passion; helping people plan for a successful retirement. It gave my career meaning and it gave my clients peace.

A few comparisons might help you understand who I am and how I approach my business.

Along the way, I observed that many smart people in financial businesses make big mistakes. For instance, they like to make things complicated. I’m not sure who they are trying to impress with how much they know. I believe people see past that. I try to keep things straight forward and simple.

My clients understand how much I care about them, and that is the basis on which I built my business.

Another mistake I saw smart people making is… they focus on accumulating assets, what they call assets under management, thinking that large sums in portfolios are impressive. However, large portfolios can, and do, vaporize in a flash. Unfortunately, history has proven that market events can cause those assets to become deflated, diminish or disappear quickly. It has happened time and again.

I wanted to be different. I wanted people to have faith in their retirement plans and to know that their income would be there when the time came. Including when feared market events occur.

I sought out ways that people could count on their retirement. With guarantees, real numbers equate to spendable income.  Knowing what you have for retirement income: what a concept! I also know that my client’s needs change over time with family events, health issues and our constantly changing world. Making myself available to clients to walk with them and advise them through these changes, is one of my top priorities.

My business today relies on fixed indexed annuities to provide solutions. I am licensed by the State of Ohio in Major Lines Insurance.  My National Producer Number is 1676014. Most of my several thousand clients live in Ohio, West Virginia, Alabama, Florida and Arizona.

I am an independent producer who is appointed and places business with dozens of Top Performing insurance companies. As a result of this, I can shop for the best products and options for your individual situation. With my longevity and expertise in the field, some of these insurance companies invite my insight when they design new products. I appreciate their respect and am honored to participate in creating better ways to serve my clients.

So, what does this mean to you? From start to finish, I can help you with your retirement planning.

We can begin fresh, starting with your first accumulation. We can help you understand your current holdings and whether they are performing as well as they should. In partnership together, we can help you get to and through your retirement season with confidence!